accounts
Every account, one total.
Checking, savings, the credit card you try not to look at. Add them once and see what you are worth today.
personal finance, with someone to ask
Moneo keeps your accounts, spending and budgets in one calm place. Then it answers questions about them in plain words, like a friend who is good with numbers and never judges the takeaway.
what it does
transactions
Type it like a text.
Write what happened. Moneo turns it into a tidy entry for you to check and save.
coffee 4.50 yesterday on visadining−4.50visa
budgets
Limits that nudge, not nag.
One number per category, every month. You see how much is left at a glance.
assistant
Ask it anything about your money.
It reads your own accounts and transactions to answer, and tells you where the numbers came from.
in progress
Next up: a safe sandbox where the assistant can do real sums and draw charts for you.
the assistant
How much did we spend eating out last month?
looked at transactions · sep 1–30compared with august
You spent $412.80 on dining in September, across 19 transactions. That is 18% more than August.
The biggest one was $64.20 on the 14th. Fridays made up almost half of it. Want me to suggest a dining budget for October?
things people ask
- what did I spend on groceries this year?
- which subscriptions went up?
- am I on track with my budgets?
- where did my money go last weekend?
It only reads. It can't move money, and it shows you what it looked at.
your data
01
Kept in one place
Your accounts, transactions, budgets and chats live in our own database, tied to your login. We don't sell them.
02
Shared only to answer you
When you use an AI feature, your question and the numbers it needs go to Gemini on Google Cloud's Vertex AI to write the answer.
03
Gone when you say so
You can delete your data from Settings. We don't keep chat text in our logs.